Navigating Medicare and health insurance shouldn't feel like a second job. I cut through the confusion, compare your options side-by-side, and find coverage that fits your health and your budget.
Whether you're turning 65 or re-evaluating your current coverage, I work across all major plan types to find what fits you best.
All-in-one plans that often include prescription drug, dental, vision, and hearing coverage — frequently at $0 premium.
Medigap plans that fill the gaps in Original Medicare — reducing or eliminating out-of-pocket costs when you need care most.
ACA marketplace plans, short-term coverage, and off-exchange options — I find the best fit for your age, income, and health needs.
My process is fast, transparent, and designed around your needs — not commissions.
Tell me about your health needs, current doctors, medications, and budget. No forms, just a real conversation.
I analyze plans across all major carriers — checking networks, drug formularies, and total cost of care — not just premiums.
I handle all the paperwork. You get coverage confirmation the same day. It's that simple — and it costs you nothing.
No — my services are 100% free to you. I'm compensated directly by the insurance carriers when I enroll a client, which means you get expert guidance at zero cost with no hidden fees or markups.
Your Initial Enrollment Period begins 3 months before your 65th birthday and lasts 7 months total. Outside of this window, you can enroll during the Annual Enrollment Period (Oct 15–Dec 7) or during a Special Enrollment Period if you qualify.
Medicare Advantage replaces Original Medicare with an all-in-one private plan, often at lower premiums but with network restrictions. Medicare Supplement (Medigap) works alongside Original Medicare to cover gaps — offering more flexibility but typically at a higher monthly cost.
This depends on the plan type. Supplement plans work with any provider that accepts Medicare — nationwide. Advantage plans typically have networks. I always verify your current doctors are in-network before recommending any plan.
In most cases, coverage can begin the first of the following month after enrollment. For some plans, same-month or expedited start dates are possible. I'll give you a clear timeline before we enroll.
Let me spend 15 minutes reviewing your options. No pressure, no jargon — just clear, honest advice from a licensed expert.